/* ============================================================
   BIURO RACHUNKOWE EXPERT — Nowy Dwór Mazowiecki
   Motyw: granatowo-złoty premium (marka KKP) — jasna baza
   Typografia: Sora (nagłówki) + Inter (tekst)
   ============================================================ */
:root{
 --navy:#14203c; --navy2:#1e2d4f; --navy-d:#0d1628; --ink:#111a2e;
 --gold:#c9a24b; --gold-l:#dcbd70; --gold-d:#a9862f;
 --blue:#2f5fa8; --mint:#eef2f9;
 --text:#3f4a5c; --soft:#6a768a; --line:#e6eaf1; --line2:#d4dbe7;
 --paper:#ffffff; --paper2:#f6f8fc; --paper3:#eef2f8; --card:#ffffff;
 --disp:'Sora',system-ui,sans-serif; --sans:'Inter',system-ui,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}html,body{overflow-x:hidden;max-width:100%}
body{font-family:var(--sans);color:var(--text);background:var(--paper);line-height:1.65;font-size:16px}
img{max-width:100%;display:block}a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--disp);font-weight:700;line-height:1.12;color:var(--ink);letter-spacing:-.02em}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;z-index:999;background:#fff;padding:.6rem 1rem;border-radius:8px}
.wrap{max-width:1200px;margin:0 auto;padding:0 clamp(1.2rem,4vw,2.5rem)}
section{padding:clamp(3rem,6.5vw,5rem) 0}
.gt{color:var(--gold-d)}

/* topbar */
.topbar{background:var(--navy-d);color:#a7b3c8;font-size:.85rem}
.topbar .in{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:.5rem 0;flex-wrap:wrap}
.topbar a{color:#d5ddea}.topbar a:hover{color:var(--gold-l)}
.topbar .l,.topbar .r{display:flex;gap:1.4rem;align-items:center;flex-wrap:wrap}
.topbar b{color:#fff}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:2px solid var(--gold)}
.hdr .in{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;padding:.7rem 0}
.brand{display:flex;align-items:center;gap:.7rem}
.brand img{height:42px;width:auto}
.nav{display:flex;align-items:center;gap:.1rem}
.nav a{padding:.55rem .8rem;border-radius:7px;font-weight:600;font-size:.9rem;color:#cbd3e2;transition:all .2s}
.nav a:hover{background:var(--navy2);color:#fff}
.nav a[aria-current]{color:var(--gold-l)}
.nav .cta{background:var(--gold);color:var(--navy);font-weight:700;box-shadow:0 8px 22px -8px rgba(201,162,75,.5)}
.nav .cta:hover{background:var(--gold-l);color:var(--navy);transform:translateY(-1px)}
.burger{display:none;background:none;border:1.5px solid #33405f;width:44px;height:44px;border-radius:9px;font-size:1.3rem;cursor:pointer;color:#fff}

/* hero */
.hero{position:relative;min-height:min(84vh,700px);display:flex;align-items:center;overflow:hidden;background:var(--navy-d)}
.hero .bg{position:absolute;inset:0;z-index:0}
.hero .bg img{width:100%;height:100%;object-fit:cover;object-position:center}
.hero .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(13,22,40,.92),rgba(13,22,40,.6) 60%,rgba(13,22,40,.35))}
.hero .in{position:relative;z-index:2;width:100%;color:#fff;padding:clamp(2.5rem,6vw,4rem) 0}
.hero .pill{display:inline-flex;align-items:center;gap:.6rem;background:rgba(255,255,255,.1);backdrop-filter:blur(8px);border:1px solid rgba(201,162,75,.5);padding:.45rem 1.1rem;border-radius:999px;font-size:.8rem;font-weight:700;color:#fff}
.hero .pill .d{width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(201,162,75,.25)}
.hero h1{font-size:clamp(2.4rem,5vw,4rem);color:#fff;margin:1.3rem 0 1rem;font-weight:800;line-height:1.06;max-width:18ch}
.hero h1 .gt{color:var(--gold-l)}
.hero .lead{font-size:clamp(1.05rem,1.5vw,1.22rem);color:#c4cee0;max-width:600px}
.hero-cta{display:flex;gap:1rem;flex-wrap:wrap;margin-top:2rem}
.hero-trust{display:flex;gap:2rem;margin-top:2.4rem;flex-wrap:wrap}
.hero-trust .t b{font-family:var(--disp);font-weight:800;font-size:2rem;color:var(--gold-l);display:block;line-height:1}
.hero-trust .t span{font-size:.85rem;color:#a7b3c8}

.btn{display:inline-flex;align-items:center;gap:.55rem;font-weight:700;font-size:.98rem;padding:1rem 1.9rem;border-radius:10px;transition:all .22s;cursor:pointer;font-family:var(--sans)}
.btn.pri{background:var(--gold);color:var(--navy);box-shadow:0 14px 32px -12px rgba(201,162,75,.6)}
.btn.pri:hover{background:var(--gold-l);transform:translateY(-2px)}
.btn.navy{background:var(--navy);color:#fff}.btn.navy:hover{background:var(--navy2);transform:translateY(-2px)}
.btn.ghost{border:1.5px solid rgba(255,255,255,.6);color:#fff}.btn.ghost:hover{background:#fff;color:var(--navy)}
.btn.ghost-navy{border:1.5px solid var(--navy);color:var(--navy)}.btn.ghost-navy:hover{background:var(--navy);color:#fff}
.btn.wa{background:#25d366;color:#fff}.btn.wa:hover{background:#1eb457;transform:translateY(-2px)}
.btn.white{background:#fff;color:var(--navy)}.btn.white:hover{transform:translateY(-2px)}

/* trustbar */
.trustbar{background:var(--paper2);border-bottom:1px solid var(--line)}
.trustbar .in{display:flex;justify-content:center;gap:clamp(1.5rem,5vw,3.5rem);padding:1.3rem 0;flex-wrap:wrap;text-align:center}
.trustbar .item{display:flex;align-items:center;gap:.6rem;color:var(--soft);font-size:.9rem;font-weight:600}
.trustbar .item svg{width:22px;height:22px;stroke:var(--gold-d);fill:none;stroke-width:1.6;flex:none}

/* sec head */
.sec-head{max-width:730px}.sec-head.center{margin:0 auto;text-align:center}
.eyebrow{display:inline-flex;align-items:center;gap:.5rem;font-size:.76rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-d);font-weight:700;margin-bottom:1rem}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--gold);display:inline-block}
.sec-head.center .eyebrow{justify-content:center}
.sec-head h2{font-size:clamp(1.9rem,3.8vw,3rem);color:var(--navy);font-weight:800}
.lead{font-size:1.1rem;color:var(--soft);margin-top:1rem;line-height:1.7}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
.split.rev .txt{order:2}
.imgframe{position:relative}
.imgframe .box{border-radius:16px;overflow:hidden;box-shadow:0 30px 70px -34px rgba(20,32,60,.45);border:1px solid var(--line)}
.imgframe .box img{width:100%;aspect-ratio:4/3.1;object-fit:cover;object-position:center top}
.imgframe.pt .box img{aspect-ratio:4/5}
.imgframe .accent{position:absolute;inset:auto -14px -14px auto;width:110px;height:110px;border:2px solid var(--gold);border-radius:14px;z-index:-1}
.stat-badge{position:absolute;left:-20px;bottom:26px;background:#fff;border-radius:14px;padding:1rem 1.3rem;box-shadow:0 20px 44px -18px rgba(20,32,60,.35);border:1px solid var(--line)}
.stat-badge b{font-family:var(--disp);font-size:1.9rem;color:var(--gold-d);display:block;line-height:1}
.stat-badge span{font-size:.76rem;color:var(--soft)}
.checks{list-style:none;margin-top:1.4rem;display:grid;gap:.8rem}
.checks li{display:flex;gap:.75rem;align-items:flex-start;color:var(--text)}
.checks li::before{content:"";flex:none;width:24px;height:24px;margin-top:1px;border-radius:7px;background:var(--mint);
 background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23a9862f' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center;background-size:13px}

/* usługi karty */
.services{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1.4rem;margin-top:3rem}
.service{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:1.9rem;transition:all .35s;position:relative;overflow:hidden}
.service::before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--gold);transform:scaleY(0);transform-origin:top;transition:transform .35s}
.service:hover{transform:translateY(-6px);box-shadow:0 34px 64px -34px rgba(20,32,60,.3);border-color:transparent}
.service:hover::before{transform:scaleY(1)}
.service .ic{width:56px;height:56px;border-radius:14px;background:var(--mint);display:flex;align-items:center;justify-content:center;margin-bottom:1.1rem}
.service .ic svg{width:30px;height:30px;stroke:var(--navy);fill:none;stroke-width:1.5}
.service h3{font-size:1.25rem;color:var(--navy);margin-bottom:.5rem;font-weight:700}
.service p{color:var(--soft);font-size:.93rem}
.service .more{display:inline-block;margin-top:1rem;color:var(--gold-d);font-weight:700;font-size:.87rem}

/* statystyki band */
.statband{background:linear-gradient(120deg,var(--navy),var(--navy-d));color:#fff;position:relative;overflow:hidden;border-top:2px solid var(--gold);border-bottom:2px solid var(--gold)}
.statband::after{content:"";position:absolute;inset:0;background:radial-gradient(50% 130% at 82% 0,rgba(201,162,75,.16),transparent)}
.statband .in{position:relative;z-index:2;display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1.5rem;text-align:center}
.statband .s b{font-family:var(--disp);font-weight:800;font-size:2.8rem;display:block;line-height:1;color:var(--gold-l)}
.statband .s span{font-size:.9rem;color:#a7b3c8}

/* proces */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.4rem;margin-top:3rem}
.step{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:1.9rem;text-align:center;transition:all .3s}
.step:hover{transform:translateY(-5px);box-shadow:0 26px 50px -30px rgba(20,32,60,.3)}
.step .num{width:52px;height:52px;margin:0 auto 1rem;border-radius:50%;background:var(--navy);color:var(--gold-l);font-family:var(--disp);font-weight:800;font-size:1.4rem;display:flex;align-items:center;justify-content:center}
.step h3{font-size:1.15rem;color:var(--navy);margin-bottom:.4rem;font-weight:700}
.step p{color:var(--soft);font-size:.9rem}

/* testimonials */
.testi{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.5rem;margin-top:3rem}
.tcard{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:2rem;transition:all .3s}
.tcard:hover{box-shadow:0 30px 60px -34px rgba(20,32,60,.3);transform:translateY(-4px)}
.tcard .stars{color:var(--gold);font-size:1.05rem;letter-spacing:2px;margin-bottom:.8rem}
.tcard p{color:var(--text);font-size:1rem;line-height:1.65}
.tcard .who{display:flex;align-items:center;gap:.8rem;margin-top:1.3rem;padding-top:1.2rem;border-top:1px solid var(--line)}
.tcard .av{width:42px;height:42px;border-radius:50%;background:var(--navy);color:var(--gold-l);display:flex;align-items:center;justify-content:center;font-family:var(--disp);font-weight:700;flex:none}
.tcard .who b{color:var(--navy);font-weight:700;font-size:.92rem;display:block}
.tcard .who small{color:var(--soft);font-size:.8rem}

/* cennik */
.price-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(270px,1fr));gap:1.5rem;margin-top:3rem}
.pcard{background:#fff;border:1.5px solid var(--line);border-radius:18px;padding:2.2rem 2rem;transition:all .3s;position:relative}
.pcard.feat{border-color:var(--gold);box-shadow:0 20px 50px -30px rgba(201,162,75,.4)}
.pcard.feat::after{content:"Najpopularniejszy";position:absolute;top:1.3rem;right:1.3rem;background:var(--gold);color:var(--navy);font-size:.62rem;font-weight:800;letter-spacing:.04em;padding:.3rem .7rem;border-radius:999px;text-transform:uppercase}
.pcard:hover{transform:translateY(-6px)}
.pcard h3{font-size:1.3rem;color:var(--navy);font-weight:700}
.pcard .amt{font-family:var(--disp);font-weight:800;font-size:2.4rem;color:var(--navy);margin:.6rem 0}
.pcard .amt small{font-size:.85rem;color:var(--soft);font-weight:500}
.pcard ul{list-style:none;margin-top:1rem;display:grid;gap:.6rem}
.pcard li{display:flex;gap:.6rem;font-size:.92rem;color:var(--text)}.pcard li::before{content:"✓";font-weight:800;color:var(--gold-d)}

/* faq */
.faq{max-width:820px;margin:3rem auto 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:.9rem;overflow:hidden}
.faq details[open]{border-color:var(--gold)}
.faq summary{cursor:pointer;list-style:none;padding:1.2rem 1.5rem;font-family:var(--disp);font-weight:700;font-size:1.05rem;color:var(--navy);display:flex;justify-content:space-between;gap:1rem;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold-d);font-size:1.5rem;flex:none;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 1.5rem 1.3rem;color:var(--soft);line-height:1.75}

/* blog */
.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:1.7rem;margin-top:3rem}
.bcard{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column;transition:all .3s}
.bcard:hover{transform:translateY(-6px);box-shadow:0 30px 60px -34px rgba(20,32,60,.25)}
.bcard .ph{aspect-ratio:16/9;overflow:hidden;background:var(--navy)}
.bcard .ph img{width:100%;height:100%;object-fit:cover}
.bcard .bd{padding:1.5rem 1.6rem;display:flex;flex-direction:column;gap:.5rem;flex:1}
.bcard .tag{font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-d);font-weight:700}
.bcard h3{font-size:1.15rem;line-height:1.32;color:var(--navy);font-weight:700}
.bcard p{color:var(--soft);font-size:.9rem;flex:1}
.bcard .more{color:var(--gold-d);font-weight:700;font-size:.86rem}

/* prose / artykuł */
.prose{max-width:820px}
.prose h2{font-size:1.7rem;margin:2rem 0 .8rem;color:var(--navy);font-weight:700}.prose h3{font-size:1.3rem;margin:1.6rem 0 .6rem;color:var(--navy)}
.prose p,.prose li{color:var(--text);line-height:1.85}.prose ul,.prose ol{margin:0 0 1.2rem 1.3rem}
.prose a{color:var(--gold-d)}.prose strong{color:var(--ink)}
.prose .box{background:var(--mint);border-left:4px solid var(--gold);border-radius:12px;padding:1.3rem 1.5rem;margin:1.6rem 0}
.article .meta{font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--soft);margin-bottom:1rem}
.article img.lead-img{border-radius:14px;margin-bottom:2rem;width:100%;aspect-ratio:16/9;object-fit:cover}

/* kontakt */
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.4rem;margin-top:1rem}
.ccard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.8rem;text-align:center}
.ccard .ic{width:48px;height:48px;margin:0 auto .9rem;border-radius:50%;background:var(--mint);display:flex;align-items:center;justify-content:center}
.ccard .ic svg{width:24px;height:24px;stroke:var(--navy);fill:none;stroke-width:1.6}
.ccard h3{font-size:.8rem;color:var(--gold-d);margin-bottom:.5rem;letter-spacing:.06em;text-transform:uppercase;font-weight:700}
.ccard .big{font-family:var(--disp);font-weight:700;font-size:1.2rem;color:var(--navy)}
.ccard a:hover{color:var(--gold-d)}
.mapbox{margin-top:2rem;border-radius:14px;overflow:hidden;border:1px solid var(--line)}
.mapbox iframe{width:100%;height:420px;border:0;display:block}
.notice{margin-top:2rem;background:var(--mint);border-left:4px solid var(--gold);border-radius:12px;padding:1.4rem 1.6rem}
.notice a{color:var(--gold-d);font-weight:700}

/* cta band */
.cta-band{background:linear-gradient(120deg,var(--navy),var(--navy-d));border-radius:20px;padding:clamp(2.6rem,5vw,4rem);text-align:center;color:#fff;position:relative;overflow:hidden;border-bottom:3px solid var(--gold)}
.cta-band::after{content:"";position:absolute;inset:0;background:radial-gradient(55% 120% at 50% 0,rgba(201,162,75,.24),transparent)}
.cta-band h2{color:#fff;font-size:clamp(1.8rem,3.6vw,2.7rem);position:relative;font-weight:800}
.cta-band p{color:#c4cee0;max-width:560px;margin:1rem auto 0;position:relative}
.cta-band .phone{font-family:var(--disp);font-weight:800;font-size:clamp(1.9rem,4vw,2.8rem);color:var(--gold-l);display:inline-block;margin:1.3rem 0;position:relative}
.cta-band .btns{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;position:relative}

/* pgban */
.pgban{position:relative;overflow:hidden;color:#fff;background:var(--navy-d)}
.pgban .bg{position:absolute;inset:0;z-index:0}
.pgban .bg img{width:100%;height:100%;object-fit:cover}
.pgban .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(13,22,40,.9),rgba(13,22,40,.66))}
.pgban .in{position:relative;z-index:2;padding:clamp(3rem,7vw,4.6rem) 0}
.pgban h1{color:#fff;font-size:clamp(2rem,4.2vw,3.3rem);font-weight:800}
.pgban .eyebrow{color:var(--gold-l)}.pgban .eyebrow::before{background:var(--gold)}
.pgban .lead{color:#c4cee0}
.crumbs{padding:1rem 0;font-size:.85rem;color:var(--soft)}
.crumbs ol{list-style:none;display:flex;gap:.5rem;flex-wrap:wrap}
.crumbs li:not(:last-child)::after{content:"›";margin-left:.5rem;color:var(--line2)}
.crumbs a:hover{color:var(--gold-d)}

/* tagi / słowa kluczowe (jak na oryginale) */
.tagcloud{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:2rem}
.tagcloud a{background:var(--paper2);border:1px solid var(--line);border-radius:999px;padding:.4rem .9rem;font-size:.83rem;color:var(--text);transition:all .2s;font-weight:500}
.tagcloud a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}

/* stopka */
.foot{background:var(--navy-d);color:#8b97ac;padding:3.5rem 0 0;border-top:2px solid var(--gold)}
.foot .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:2.4rem}
.foot h4{color:#fff;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:1rem;font-weight:700;font-family:var(--disp)}
.foot a:hover{color:var(--gold-l)}.foot ul{list-style:none;display:grid;gap:.5rem;font-size:.9rem}
.foot .brand img{height:40px;margin-bottom:1rem}
.foot .fseo{font-size:.8rem;color:#5c6a80;line-height:1.7;margin-top:1rem}
.foot .foot-tags{display:flex;flex-wrap:wrap;gap:.4rem .8rem;margin-top:.8rem}
.foot .foot-tags a{font-size:.8rem;color:#8b97ac}.foot .foot-tags a:hover{color:var(--gold-l)}
.foot .copy{margin-top:2.5rem;border-top:1px solid rgba(255,255,255,.1);padding:1.4rem 0;text-align:center;font-size:.85rem;color:#5c6a80}
.foot .copy a{color:#8b97ac}.foot .copy a:hover{color:var(--gold-l)}

.call-fab{position:fixed;right:1.4rem;bottom:1.4rem;width:56px;height:56px;border-radius:50%;background:var(--gold);color:var(--navy);display:none;align-items:center;justify-content:center;z-index:60;box-shadow:0 14px 30px rgba(201,162,75,.55)}
.call-fab svg{width:24px;height:24px;stroke:var(--navy);fill:none;stroke-width:2}

.rv{opacity:0;transform:translateY(24px);transition:opacity .7s,transform .7s}
.rv.in{opacity:1;transform:none}
.rv.d2{transition-delay:.08s}.rv.d3{transition-delay:.16s}.rv.d4{transition-delay:.24s}

@media(max-width:940px){
 .nav{position:fixed;top:0;right:-320px;height:100vh;width:300px;background:var(--navy);flex-direction:column;align-items:stretch;padding:5rem 1.4rem 2rem;gap:.3rem;transition:right .3s;box-shadow:-20px 0 60px rgba(0,0,0,.4);z-index:55;border-left:2px solid var(--gold)}
 .nav.open{right:0}
 .nav a{padding:.9rem 1rem}
 .burger{display:block;z-index:56}
 .mob-ov{position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:54;opacity:0;pointer-events:none;transition:opacity .3s}
 .mob-ov.on{opacity:1;pointer-events:auto}
 .call-fab{display:flex}
 .split,.split.rev{grid-template-columns:1fr;gap:2.4rem}
 .split.rev .txt{order:0}
 .foot .cols{grid-template-columns:1fr 1fr}
 .topbar .l{display:none}
}
@media(max-width:560px){.foot .cols{grid-template-columns:1fr}.hero-trust{gap:1.4rem}}